PAY.ON and Arvato Infoscore Launch Active Payment Method Management

Germany’s Pay.On the web-based payment infrastructure systems specialist said that it has partnered with Arvato Infoscore in developing active payment method management with dedicated risk protection during the checkout process.

Retailers of all sizes can automatically incorporate payment methods that comply with country-specific requirements into their payment pages. The checkout solution also includes direct access to more than 130 international payment methods. In addition, this innovation ensures that only risk-adequate payment methods are dynamically shown to different predefined customer risk groups.

An intelligent and adaptive customer rating continuously reduces the risk of payment defaults to a minimum for payment service providers (PSPs) and their merchants. These two payment parameters complement one another and jointly contribute to a significant increase in conversion rates.

“This joint venture solution allows PSPs and merchants to benefit from cutting-edge payment technology and therefore improves their position in both the national and international competitive fields in terms of conversion rates and risk protection,” said Markus Rinderer, chief executive (CEO) of Pay.On

Kai Kalchthaler, head of risk management at Arvato Infoscore, added: “This omnichannel strategy allows retailers to professionally handle their risk management, fraud prevention, sophisticated decision logic, payment method management, limit management and payment processing using just one user interface.

“The retailer can comprehensively rate customers thanks to the right mix of relevant and exclusive data sources, combined with historical customer information – order, payment and dunning history.”


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