Mastercard and ING have launched a trial in Holland that will allow those who shop via their PC to turn their mobile phone into a payment terminal.
The companies believe that they are breaking new ground and add that the trial, which extends the work that the duo are carrying out around the Mobile MasterCard PayPass application, will bring the potential of mobile contactless payments (MCPs) to online retailers.
The pilot scheme addresses two usage cases; those that shop and pay for items from their phone or tablet and those who browse via their PC, but want to complete purchase via a mobile device. In the latter scenario, users who select an item on their PC are served a securely generated quick purchase report (QPR) code which then allows them to connect to the merchant’s checkout to seal the deal through via their phone.
The companies are eyeing a more simple approach to mobile and web shopping, according to Mark Buitenhek, global head of payments and cash management at ING Group. “This innovative mobile payment product enables ING to offer our customers a one-click-buy experience. The trial allows us to explore which new type of mobile payments products and technologies will meet our clients’ needs.”
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