CardinalCommerce, a remote commerce company, and Planet Payment, a provider of international and multi-currency payment processing services, have integrated Cardinal’s 3-D Secure solution, Cardinal Centinel with Planet Payment’s iPAY multi-currency e-commerce gateway.
Cardinal Centinel provides online and mobile merchants with a solution to reduce fraudulent chargebacks, manual reviews and interchange rates. Online customers are asked to enter a PIN code at checkout, which is verified by the bank that issued the credit card. The 3-D Secure programme is supported by Visa and MasterCard under the Verified by Visa and MasterCard SecureCode branded authentication initiatives.
“3-D Secure helps online merchants fight Internet fraud and reduces their cost of selling online. 3-D Secure also enhances our merchants’ ability to expand into overseas markets,” said Scott Goldthwaite, senior vice president (SVP) of product management and marketing for Planet Payment.
Despite being behind the likes of Europe and China, the US payments industry is now rapidly advancing, said Anish Kapoor, CEO of AccessPay told GTNews in an exclusive interview.
Treasurers are more interested in cross-border payments and automation than real-time payments, as they are consistently asked to do more with less, argues Rick Burke, head of corporate payments at TD Bank in an exclusive interview.
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