Online Banking Solutions Launches Mobile Channel

Online Banking Solutions (OBS) has announced the availability of Messenger Mobile Services (MMS), a new mobile channel to further support commercial banking transactions for banks’ business customers using Online Messenger, a multi-channel, event-based information and file delivery platform.

Online Messenger consists of a base system for bank and customer administration and various services and delivery channels that support data and information processing, transformation, delivery and reporting.

In addition to the TEXT/SMS notifications already supported by Online Messenger, users may choose the mobile channel to view account balance, transaction information and special reports; to initiate account-to-account transfers, pre-defined payments or payment batches; and receive service alerts, payment advices and urgent notifications.

MMS will provide a mobile banking channel with applications for iPhone and Blackberry smart phones. Enhanced security is enabled through a one-time pass code for entitled business accounts and subscribed services. Additional functionality includes secure transaction approvals and positive pay exception and decision support.

“Adding the mobile channel is a logical extension of Online Messenger and a new value-add product for OBS’ client banks,” said Dan Myers, chief executive officer and founder for OBS. “To date, most mobile banking implementations have been for consumers, but in today’s economic environment, financial executives need to have anytime-anywhere access to business bank accounts as well. It was time for a vendor to step up and deliver mobile functionality for businesses, and with Messenger Mobile Services, our clients’ commercial customers will benefit from the added convenience and flexibility of managing business accounts and cash flow from their smart phones.”


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