APACS, the UK payments association, has today (20 December 2007) published its annual review of policy initiatives. The report, ‘Innovation, efficiency and competitiveness’, looks back over a year which saw a number of key developments aimed at increasing transparency and developing best practice across the payments industry. 2007 was a landmark year for UK payments. The Payments Council – the new organisation set up to oversee the strategic development of payment systems – has begun its work, consulting on the first ever National Payments Plan for the UK. Also continuing through this year was the triennial review of The Banking Code – the banking industry’s self-regulatory code. Now in its fifteenth year, the Code has evolved to offer strong consumer protection over and above existing legislation. There have also been a number of new products and developments in payments services in 2007, which are covered in the report.
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